Medicare – Medicaid & Social Security Blog Library
Care Planning for Special Needs
Care Planning for Special Needs: Building a Future of Dignity, Continuity, and Hope. When you’re caring for a loved one with special needs, every decision carries weight. It’s not just about today—it’s about tomorrow, and the many tomorrows after that. At Elder Advisors Law LLC, we believe that care planning[...]
Medicaid and Estate Planning Without the Panic
Medicaid and Estate Planning Without the Panic When it comes to Medicaid and estate planning, too many families are met with fear-based messaging: “You’ll lose everything,” “Act now or it’s too late,” “The government is coming for your assets.” These scare tactics don’t just create confusion; they erode trust.[...]
When Policies Change, So Should Your Estate Plan.
When Policies Change, So Should Your Estate Plan. The One Big Beautiful Bill Act (OBBBA) overhaul of Medicaid, State budget revisions, and changing tax laws aren’t just headlines; they’re triggers that can reshape the legal and financial landscape of your estate plan. When the rules change, so do the[...]
2025 Medicaid Overhaul: Are You Protected?
2025 Medicaid Overhaul: Are You Protected? With the 2025 Medicaid Overhaul, the rules have changed, the risks are real, and the time to act is now. The One Big Beautiful Bill Act (OBBBA) has rewritten the Medicaid playbook. With home equity caps, reduced retroactive coverage, and semiannual eligibility checks,[...]
Upcoming Medicaid Changes
Upcoming Medicaid Changes: Prepare Now! Important changes to Medicaid are on the horizon, though the exact timing remains uncertain. What we do know is that proactive planning is key. Now is the ideal time to take steps to protect your assets and ensure your future financial security. The Elder Advisors[...]
Medicaid Myths and Realities
Medicaid Myths and Realities Not understanding Medicaid myths and realities can have serious consequences. Our Janesville Elder Advisors Law team has separated the myths from the realities to help you or your loved ones make informed decisions, starting with the common misconceptions about Medicaid. Myth 1: Medicaid is only for[...]
Medicaid and Medicare: What’s the Difference?
Understanding the Difference Between Medicaid and Medicare: Why It Matters Medicaid and Medicare are two essential healthcare programs often confused due to their similarities. However, understanding their differences is critical for making informed healthcare decisions, ensuring access to appropriate benefits, and planning for future medical and financial needs. In addition[...]
Four Medicare and Medicaid Myths
Four Medicare and Medicaid Myths At Elder Advisors Law, we are committed not only to helping our clients with estate planning and asset protection, but also with educating the public about these subjects. Over the years, we’ve learned just how many misconceptions people have about managing their money as they[...]
Medicaid Asset Test Q&A
Medicaid Asset Test Q&A Here’s what happens to a lot of people: They don’t make a plan for how they will handle the high cost of living in a long term care facility, then when they end up needing long term care, they are told they must spend-down their life[...]
Considerations Before You File For Social Security
Considerations Before You File For Social Security You can file for Social Security at the age of 62—but should you? Or you could wait until your full retirement age (FRA), which depends on when you were born. For example, people born between 1943–1954 reach FRA at 66. Anyone born in[...]
